Gap Insurance for Private Cars & Goods Carrying vehicles up to 3.5 tons

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What is GAP Insurance?

Whether you have bought a new or secondhand Private Car or Goods Carrying Vehicle, in the event of it being "written off" or stolen your insurance company will only pay the market value for your vehicle at the time of the accident*. You could end up with a very nasty surprise especially with the rapid depreciation of the car values today.
Finance companies require car owners to have fully comprehensive motor insurance, but gap insurance is frequently not included.
Gap Insurance covers the difference between the market value and the original invoice figure (or figure otherwise agreed).
* Note, new vehicles will normally be replaced by your car insurers if written off (or repairs cost more than 60% of the manufactures list price) within the first 12 months of registration.

The Answer

Campton have 2 options available depending on how you pay for your vehicle;

1. FINANCE GAP INSURANCE
Covers vehicles purchased from a dealer supported by a Finance Agreement. This covers periods of up to 5 years.

60 Months Cover

Maximum Invoice Price

Maximum Payout

Cover Period

Premium

£15,000

£5,000

60 months

£87.49

£25,000

£10,000

60 months

£109.38

£37,500

£10,000

60 months

£131.25

2. INVOICE GAP INSURANCE
Covers vehicles purchased privately (receipt of purchase will be required!). This covers periods of up to 3 years.

12 Months Cover

Maximum Invoice Price

Maximum Payout

Cover Period

Premium

£25,000

£10,000

12 months

£75.84

£37,500

£10,000

12 months

£87.49
24 Months Cover

£25,000

£10,000

24 months

£137.08

£37,500

£10,000

24 months

£157.50
36 Months Cover

£25,000

£10,000

36 months

£189.58

£37,500

£10,000

36 months

£218.74

We can also cover values up to £50,000. Contact Us today.