| Description |
Comprehensive |
Personal Belongings
|
£3,000 with a single
article limit of £200 (£500 available) |
| Awnings |
£1000 maximum |
| Gas Bottles |
Cover for Fire & Explosion caused by cooking apparatus and gas bottles is included |
| Annual Mileage |
Various options including Unlimited |
| Audio, television, video, computer or computer games, telecommunication and navigational equipment. (Refer to part 1 of the policy booklet) |
Unlimited unless equipment fitted after vehicle built then restricted to £500 |
| New car replacement |
2 options available depending on insurer;
1. 12 months old and 60% damage
2. 24 months old and less than 15000 miles and 60% damage |
| Suspension of Cover |
Not Available |
| Windscreen |
Unlimited, £1500 or £1000 depending on the policy and vehicle |
| Alternative Accommodation |
Up to £100 (depending on insurer) per day up to a maximum of 14 days. Subject to the insured vehicle being stolen or damaged and the vehicle cannot be used |
| Courtesy Car. A Courtesy Car is provided when your vehicle is being repaired in one of our Recommended Repairers as a result of an accident covered by this policy. |
Included |
| Driving Other Cars. If shown on the certificate of motor insurance. Cover is restricted to Third Party only (Refer to part 2 of the policy booklet). |
Available |
| Foreign Use |
2 options available depending on insurer;
1. 12 months foreign use with a restricted mileage.
2. 3 months foreign use with unlimited mileage (can be extended to 6 months subject to additional premium). |
| Loss of accessories from car or garage. (Refer to part 1 of the policy booklet) |
£500 |
| Protected No Claim Bonus. This is available subject to certain criteria. Refer to your policy schedule |
2 Claims allowed in a 5 year period |
| Personal Accident Cover for Policyholder & Spouse aged 18 to 75 (79 available). |
£5,000 |
| Standard Young driver excess for drivers under 21 (Comprehensive Cover only) |
Not applicable as all drivers MUST be aged 21 and over |
| Standard Young driver excess for drivers between 21 & 24 (Comprehensive Cover only) |
£200 |
| Compulsory Excess which is in addition to all other excesses. (Comprehensive Cover only) |
Variable excess
dependent on vehicle |
| Fire & Theft excess |
Variable excess
dependent on vehicle |
| Standard excess for drivers with provisional licences or hold a licence other than provisional for a period of 1 year, or holds a licence other than one issued in the UK for a period of 2 years. (See N/B). Comprehensive Cover only) |
Not applicable as all
drivers MUST hold a full UK licence for a minimum of 1 year |
| Trailer Cover (Third Party whilst attached) |
Included |
| Windscreen excess (Replacement) |
£75 |
| Windscreen excess (Repair) |
Nil |
| N/B Additional compulsory accidental damage excesses may also apply dependent on the type of vehicle or claims and conviction record. Ask broker for details |